If you’re looking to buy a new house and are looking at mortgages, or if you’re simply looking to remortgage an existing house, then we’re here to help.

A prospective borrower could be a first time buyer or just wanting to re-mortgage, whatever their requirements it is vital for them to have a true idea of what the highest borrowing limit would be and what the probable repayments could be. Interest rates can fluctuate and it is good for a borrower to be mindful that payments can go up or down during the period of a mortgage.

There are a number of features that determine the cost of a mortgage for example the length of the mortgage and insurances such as life and income protection. Another factor is that mortgage lenders differ in the way they workout repayments. This could be daily, monthly or annually, but in order to get a fact-based calculation the APR data needs to be utilized.

Our house mortgage calculator has been designed to give a entire view of the market showing all mortgages that are available. We take into consideration factors such as the value of the house you require a mortgage for; what your deposit level could be and the term over which you want to repay your mortgage. The calculator will then return a list of mortgages that can be applied for. Not only this, but we provide detailed information about each mortgage so you can compare the pros and cons of each product.

The mortgage market can be complicated to understand with rates constantly changing, new lenders entering the market and existing old lenders.

There is such a wide variety of options available to you which can only add to the confusion. The factors that you need to take into consideration are do you want a fixed rate mortgage, interest only mortgage, or are you a first time buyer as well as are you looking for a buy to let mortgage? It is our aim to take the confusion out of searching for a mortgage with our house mortgage calculator.

Please feel free to use the calculator as much as you like. There are no fees and no membership required. Just enter your details and our calculator will do the work for you. If you find something you like and want to enquire further, then just enter your personal details and one of our highly trained advisors will call you back.