Santander has been providing mortgages for more than 160 years, almost one in five mortgages have been given by this experienced mortgage lender and they won in 2010, for a second time, Your Mortgage Best Remortgage Lender.  In 2011 they were awarded also for the second time the 2011 Moneyfacts Personal Finance Provider.

So if you are looking for a mortgage then Santander is a really well established mortgage provider that you can put your trust in.

Santander are offering a two year fixed rate for those of you moving home and wanting a really attractive deal. The introductory rate is 2.79%. This rate then alters following the 2^nd November 2013 to their Standard Variable Rate which is presently 4.24% for the remaining period of the mortgage. The total cost for comparability is 4.1%

Santander terms include a booking fee of £995; a charge for early repayment throughout the fixed rate period; the loan can be no more that £1 million and an upper limit of 75% LTV.

They have the following offers of a free standard valuation for properties worth up to £2.5 million; a £250 cash back when you have moved into your new home (this £250 cash back is only required to be paid back should your mortgage be repaid within the first 2 year).

If you are looking to remortgage then Santander’s remortgage is a great offer. It is a two year fixed rate of 2.65%, altering after the 2^nd November 2013 to their Standard Variable Rate which is presently 4.24% for the remaining period of the mortgage. The total cost for comparability is 4.1%

The terms for this are identiclal to the 2 year fixed rate mortgage mentioned above with the booking fee of £995; a charge for early repayment throughout the fixed rate period; the loan can be no more that £1 million and an upper limit of 75% LTV.

Applications are dependant on their status and Santander’s lending standards. The amount they will lend you will be determined by your circumstances, what sort of property you are wishing to purchase and how much you want to loan.